| Message: | | It sounds like you're in a sticky situation! At this point, the mother has to realize that without a police report, it's going to be difficult to determine fault (especailly since it's been over a week).
If you're convinced that the accident wasn't your fault, the best course of action is to go ahead and let her file a claim and report the incident to your insurance company as well. If you let her know that you're perfectly willing to go through insurance after all, she may drop it altogether.
This article is all about small accidents and auto insurance.
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