Can anyone offer advice to me on whether I should file a claim for hail damage before I leave State Farm and switch to a cheaper company, or should I just switch and file the claim later with the new company? I live in TX and have old hail damage on my car. The damage is probably about 4 years old and I've never contacted State Farm about it. I've been with them for over 15 years but money's tight and I can get the same coverage elsewhere for about 30% less. I'm worried that if I file the claim with State Farm that my new low rate company will not offer the low rate anymore, but on the other hand I don't want the new company to deny my claim later. Thank you for your time.