| Message: | | Considering that you've only had insurance for a very short period and that (I'm assuming) you are quite young, what I would do is to have the car repaired back to its original state. That would mean you paying the cost from your own pocket. Since you have a $500 deductible, the insurance co would only pay $400 anyway. Just make sure that if an accident report was filed with the authorities, you will need to report it to your insurer. Otherwise, make sure that it is repaired to its original condition and you should be ok.
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